The Professional’s Philadelphia Disability Insurance Lawyer
Securing Your Disability Insurance Benefits, Upholding Your Rights
As a professional, losing your ability to earn a living because of injury or illness can be a devastating experience. After years of pursuing an education and building a successful career, you have earned the right to focus on your health and well-being without worrying about your financial future. You should also have the right to the disability insurance benefits your disability insurance policy promises to pay when you are disabled and unable to work. As a dedicated private disability insurance law firm, Seltzer & Associates’ sole focus is on securing disability benefits for professionals like you.
Our Disability Insurance Attorneys Understand Your Struggle
When your illness or injury forces you to stop working completely, or only allows you to work part-time in a very limited capacity, it is advisable to seek legal counsel. When you are seeking the payments you are entitled to under your disability insurance policy and find yourself grappling with one of these scenarios:
- Claim Filing: You are getting ready to file your claim and want to make sure that you get it right. There is much at stake. You need to continue supporting your family. There are bills to pay and obligations to meet. As if your situation was not already challenging enough, you are now trying to cope with the pressures of meeting complicated disability insurance policy requirements while at the same time dealing with the illness or injury that prevents you from working.
- Appealing a Denial of Disability Insurance Benefits: You have filed for disability insurance benefits and have been denied. You know that you are eligible for benefits under your disability insurance policy, but the insurance company disagrees and is refusing to pay. You know that your family’s future depends on getting the appeal filed correctly and timely. Seltzer & Associates can prepare and file your appeal when you are denied disability insurance benefits.
- Appealing a Termination of Benefits: You have been receiving payments under your disability insurance policy for a while, but now the insurance company wants to eliminate or reduce your benefits. You may be entitled to continue receiving benefits, you just need to review the terms of your policy and provide the evidence to prove it to your disability insurance company. You know you are in over your head so you are looking for the right lawyers to get you through this crisis. Seltzer & Associates can review your policy provisions and work toward proving why your termination of benefits should be reversed and payments reinstated.
The experienced attorneys at our Philadelphia disability insurance law firm successfully represent physicians and other professionals just like you across the country with disability insurance issues every day. We are here to help.
Serving Healthcare Providers and Other Professionals in Philadelphia and Throughout the United States
Since we opened our practice in 1980, disabled professionals both in Pennsylvania and across the country have relied on a Seltzer & Associates Philadelphia disability attorney to help them obtain individual disability insurance benefits and/or group long-term disability benefits. In the last forty years, we have assisted hundreds of licensed professionals and business executives in all matters related to individual disability insurance and long-term disability claims. We regularly represent:
In Professional Disability Matters, Experience Counts
Our attorneys have more than 60 years combined experience practicing disability insurance law and we count among our professional staff an in-house claims consultant who was formerly a principal with a large disability insurance company. Seltzer & Associates bring all the experience and knowledge necessary to handle even the most difficult kinds of disability cases, including those relating to addiction and psychiatric/psychological claims.
The core services we regularly provide our clients include:
Consultations and reviews of disability insurance policies and claim viability
Filing individual and group long-term disability insurance claims
Managing and maintaining disability insurance claims
Appealing disability insurance claim denials and terminations
Negotiating settlements before and during the litigation process
Mediating and litigating cases in state and federal court
Pursuing insurance bad faith litigation
Managing Claims Connected to COVID-19 & mental health issues among frontline workers
Through our decades of experience, we understand the concerns facing highly skilled professionals, the burdens they feel when disability insurance benefits are not paid as expected, and how to confront your insurance company to secure the disability insurance benefits you deserve. Rest assured that your case will be handled with the utmost care and compassion by our firm.
Time is of the Essence When Pursuing Your Disability Insurance Benefits
Disability insurance policies have strict deadlines for filing your claim, appealing a denial or termination of benefits, and filing a lawsuit, if needed. Deadlines or statutes of limitations for legal proceedings can approach quickly so time is of the essence in appealing the insurance company’s decision. These deadlines are set by policy and by law and your insurance company will enforce these deadlines to protect its own interests. You need someone in your corner to protect your interests! Thus, meeting with an experienced disability insurance lawyer needs to be a priority when pursuing your disability insurance benefits. Do not delay. Seltzer & Associates is ready to help you obtain the disability insurance benefits you deserve!
Contact a Seltzer & Associates Philadelphia Disability Lawyer to Get Started
There is no substitute for speaking one-on-one to a qualified disability insurance law practitioner. To make things as easy as possible, we offer worry-free, no-cost consultations. Please reach out to us either online or by calling our office at 888-699-4222.