As a physician, psychologist, dentist, chiropractor or other healthcare professional, you have dedicated your life to helping others recover their physical and mental abilities. You have invested years of intense effort and significant financial resources to gain the education and experience to be able to provide much-needed services to the community. You may be carrying debt from education and certainly have regular financial obligations associated with your professional practice as well as your personal life. So, what happens when it is you, rather than one of your patients, who suffers from a condition that makes it impossible to work? Many […]

A recent episode of The Dental Amigos podcast featured attorney Mark Seltzer sharing critical insights about disability insurance claims, revealing the complex challenges dentists face when filing for benefits. Seltzer, who has spent over 40 years representing healthcare professionals in disability cases, warned that many dentists are dangerously unprepared for the claims process. Listen to the full podcast below:  

When you file a claim with your car insurance company or health insurance provider, the process is pretty straightforward, and usually, you don’t need legal assistance to get the benefits you’re entitled to receive under your policy. Long-term disability insurance is different. The benefits are much more substantial, and insurance companies often deny or undervalue claims. At a time when you are unable to work and most in need of resources to rebuild your life, insurance companies delay or deny your benefits. At Seltzer & Associates, we’ve seen this problem first-hand over and over through the years. We have dedicated […]